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Mortgage

How to Refinance Your Mortgage with No Closing Cost Refinancing

Average closing costs of a mortgage are anywhere from 2-to-6% of the total loan amount. A no-closing-cost mortgage refinance rolls those costs into the overall mortgage amount, or trades them for higher interest rates. No-closing-cost refinances almost always cost you more money in the long run, but can be a good short-term solution when money […]

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5 minute read

Small Business Loans

6 Free Loans, Grants, and Programs for Small Businesses

The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]

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4 minute read

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12 Overrated Retiree Vacation Destinations That Aren’t Worth the Money

If you’re planning a vacation, then choosing the right destination is the most crucial decision. The last thing you want to do is spend your valuable time and money on an underwhelming trip. Consider staying a little closer to home this year to save significant money on long air flights. And pick a cheaper alternative […]

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6 minute read

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12 Overrated Family Vacation Destinations That Aren’t Worth the Money

Vacations can be a fantastic way for families to bond and form lasting memories. But picking the wrong destination can be costly and disappointing. Here are 12 overrated, overpriced, and overcrowded spots you may want to skip. It’s that time of the year again — summer vacation! The kids are just about out of school, […]

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7 minute read