Personal Loans

When most people think about loan sharks, it conjures images of shady gangsters from mob movies. You know, the guys who start breaking the legs of people who owe them money. This depiction is not really accurate. While loan sharks do exist, they rarely have anything to do with organized crime. Violence is seldom part of […]

When processing applications for standard personal loans, financial institutions normally perform credit checks. This usually involves what is known as a “hard pull” of your credit file, which makes your score dip. Thus, the very act of applying for a loan can hurt your credit, regardless of whether you’re approved in the end. No credit […]

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

A personal loan could be the key to achieving financial freedom. With a potentially lower interest rate than credit cards and the ability to consolidate your debt easily, a personal loan could help you begin making progress towards paying off your debt. And you can see if you qualify in minutes online.

Plenty of would-be-house-sellers make an effort to spruce up their property before listing it for sale. While there are plenty of simple, cost-effective ways to make your house more attractive to potential buyers, it’s also easy to go overboard. Some homeowners end up spending thousands of dollars on upgrades, only to realize they’ll never see […]

Everyone could use a few extra dollars in their pocket, right? With inflation running rampant and many people facing uncertain financial situations in these weird post-pandemic times, plenty of folks are looking for a way to pad their income. One of the best new ways to achieve that could be to rent out your vehicle. […]

The term “quiet quitting” has spread like wildfire on social media. But the concept existed long before it trended on TikTok. While burnout, low pay, and unsatisfying work/life balances led some workers to join the Great Resignation, others “quietly quit” instead of actually quitting their jobs. Quiet quitting means different things to different people. However, […]

With concerns about a potential recession on the horizon, many people are worried about their finances and financial future. Economists are warning of a recession in 2023 that could hit the United States and Canada hard, so it’s important to be prepared and have an idea of how you and your household are going to […]

President Biden recently announced a student loan relief program, forgiving up to $20,000 in federal student loan debt for eligible borrowers. Unfortunately, scammers are targeting those with student loan debt before the legitimate program rolls out. That’s why the FTC issued a consumer alert, warning people that criminals will likely exploit the news to take […]

Your home is a place where you want to feel safe and secure. However, less than 40 percent of Americans have a home security system. Cost may be a significant factor for many people. Professionally monitored systems can easily run up to $65 USD per month. More and more people are opting for a self-monitored, […]