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Man looks at Student Loan Notice Loans

Should You Count on Student Loan Forgiveness?

Now that January 20 has come and gone, there’s a new Democratic administration in the White House. We don’t want to get bogged down in the politics of the transition. However, President Biden taking office has many Americans hopeful he will do something to address the staggering student debt problem the country is facing. As […]

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4 minute read

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co-signed loan Loans

How to Get Your Name Removed From a Co-Signed Loan

Co-signing a loan can be extremely helpful. It’s a great way to help a loved one with an imperfect credit history qualify for a loan or some type of credit. Hopefully, it helps them learn how to handle the new credit responsibly. Sometimes, however, being a co-signer becomes a difficult lesson for everyone involved. If […]

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10 minute read

Store Display Window with Buy Now Pay Later Sign Personal Loans

Should You Use Those “Buy Now, Pay Later” Deals?

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

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5 minute read

Lender Exchanging Cash with Client Loans

Do Lenders See You as a Good Risk?

One of the things my family has struggled with has been getting approved for loans. Since our primary source of income is my small business, we have to jump through more hoops in order to get the best rates. Unfortunately for us, it’s not as simple as submitting your tax returns and pay stubs. I’ve […]

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5 minute read

Piggy Bank with Money and Calculator Student Loans

Great Ways To Refinance Your Student Loan

Cutting costs, sticking to a budget, and exacting as much value as possible on all fronts has largely become the financial modus operandi for many folks these days. Many government programs, such as the stimulus, have helped families as well. And in fact, the President’s order to allow student loan holders the option of delaying […]

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5 minute read

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