Financial Advice

Spending three months’ worth of salary might be the rule of thumb, but is it necessary? That depends on a variety of factors, including your financial situation and your partner’s style. When it’s time to buy a ring, keep the 4Cs in mind: Cut, Color, Clarity, and Carats. Engagement rings can be marked up 600% […]

Maximizing the sale price of your used car should be a priority for anyone selling. Taking the time to conduct a bit of basic research can go a long way to determining a fair price. Be willing to put in a bit of physical labor when it comes to cleaning the vehicle and making detailed […]

I’ve always identified myself as a penny pincher. However, I wouldn’t necessarily say I’m proud of that label. Then again, I’ve never fully shied away from it either. After all, I credit my willingness to scrap and save for giving me courage to jump into the unknown of entrepreneurship when I started MoneyNing.com, all those years […]

Americans sure do love their our pets. From dogs and cats to small pets, we choose to share our lives with animals of all shapes and sizes. And the number of households with pets is only growing. Between March 2020 and May 2021, about 23 million households brought new pets into their homes. The data […]

Serious injuries and accidents happen all the time – between 20 and 50 million people are in accidents every year according to ASIRT. When an accident happens, you need an attorney’s help. Without one, insurance companies could get away with paying you less. You need to be financially compensated for your injuries and any damage […]

Owner financing allows you to make monthly payments directly to the seller of a house, bypassing the need for a traditional mortgage. This type of deal is rare, but can work for both the buyer and seller under certain conditions. There’s an increased element of risk when buying a house through owner financing, as they […]

Inflation is hitting everyone hard right now, regardless of which state (or country) you live in. Some states are seeing a higher increase in the cost of living expenses than others. The highest state inflation rate (as of May 2022) is 13.5%, costing the average household in some places up to $825 more per month. […]

If you long for a simpler life with less stress and more fun, then these 10 towns fit the bill. They show you can escape expensive city living without sacrificing culture or opportunity. Whether you’re retired or raising a family, these towns offer a high quality of life for less. Do you ever dream of […]

You’re seeing new headlines about it every day. Inflation is skyrocketing in 2022, with every new month reporting anywhere between 5% and 12%, depending on the source. In short, everything is much more expensive these days. From fuel costs to grocery bills, Americans are feeling the pinch in their wallets like never before. For retirees […]

If you’re thinking about moving to a new city, then you should consider several factors to determine if you’ll be happy there. In addition to economic indicators like the poverty rate and median household income, consider things like the crime rate. To help get you started, we’ve done the legwork and found 10 cities from […]

Divorce often takes a financial toll on everyone involved. There’s just no way around it. Anyone who has been through it already knows the stress it creates. Not only are there massive emotional hurdles to go through, but financial hardships too. If you aren’t prepared, it can take an even bigger toll. That’s why it’s […]

They say everything is negotiable. This is especially true when it comes to negotiating a lease of an apartment or condominium. From monthly rent to parking, too fees, perks, and policies, there is plenty you can negotiate on. Obviously, the best time to do this is before taking possession of your new place. However, successful […]

You’ve probably heard plenty of disclaimers from people who claim not to be giving official legal advice. After all, that’s the society we live in. Everyone needs to protect their own liability. At the same time though, our society also sometimes requires to reach out to attorneys in regards to legal matters beyond our means. […]

We have so many accounts these days. Bank accounts, website logins, investment sites, government logins, stock trading apps — the list goes on and on. There are so many places we can keep our money, it can be hard to keep track of everything. Sometimes, money in a bank account gets forgotten. Or you don’t […]