Credit

You probably know that your credit score is an important aspect of your finances. Your credit score goes beyond just helping you get a loan with a good interest rate. It can also influence your insurance rates and even impact what happens when you sign up for internet or a cell phone plan. Knowing your […]

Perhaps you’ve heard that you should never pay your mortgage payment with a credit card. We feel it’s important to point out that this advice is absolutely correct in almost every case. It almost never makes sense to pay your mortgage payment with a credit card. Not only are you merely transferring the debt from spot […]

You hear a lot about how important it is to have good credit. It may not always seem fair that your finances are so closely tied to this abstract number. However, the entire credit industry is going to use your credit score to determine your financial reputation. That reputation will determine how they treat you. […]

Receiving a denial on your credit card application can put quite a damper on things. Rest assured, though, that this decision isn’t necessarily set in stone. There are actions you can take to potentially overturn your rejection and receive that new card. You should consider contacting the reconsideration line of whatever financial institution denied your […]

Credit cards are financially floating many individuals and families these days — especially in the wake of the pandemic. However, they are costly sources of borrowing money. It’s more crucial than ever to keep an eye on your expenses and cut down on spending. Living within your means and not taking on extra credit debt […]

Freezing your credit is one of the biggest and best weapons in your arsenal against the specter of identity theft. However, it seems very few people know you can even do such a thing — let alone when it makes the most sense to use it. Basically, a credit freeze makes it impossible for anyone […]