Budgeting

Inflation is hitting everyone hard right now, regardless of which state (or country) you live in. Some states are seeing a higher increase in the cost of living expenses than others. The highest state inflation rate (as of May 2022) is 13.5%, costing the average household in some places up to $825 more per month. […]

You’re seeing new headlines about it every day. Inflation is skyrocketing in 2022, with every new month reporting anywhere between 5% and 12%, depending on the source. In short, everything is much more expensive these days. From fuel costs to grocery bills, Americans are feeling the pinch in their wallets like never before. For retirees […]

There are 50 states to consider, so picking the right state to retire to can be overwhelming. But to make the decision easier, we’ve rounded up the 10 toughest states for retirees. Before moving, consider things like the weather, taxes, and how close it is to friends and family. As you plan for retirement, deciding […]

From toilet paper to instant coffee, companies are shrinking product sizes without decreasing prices. This practice is known as shrinkflation, and it’s hitting grocery and big-box store shelves right now. Keep an eye on the unit price — not just the sticker price — when you shop to spot shrinkflation. Sure, you’ve probably heard a […]

Serious injuries and accidents happen all the time – between 20 and 50 million people are in accidents every year according to ASIRT. When an accident happens, you need an attorney’s help. Without one, insurance companies could get away with paying you less. You need to be financially compensated for your injuries and any damage […]

Owner financing allows you to make monthly payments directly to the seller of a house, bypassing the need for a traditional mortgage. This type of deal is rare, but can work for both the buyer and seller under certain conditions. There’s an increased element of risk when buying a house through owner financing, as they […]

Inflation is hitting everyone hard right now, regardless of which state (or country) you live in. Some states are seeing a higher increase in the cost of living expenses than others. The highest state inflation rate (as of May 2022) is 13.5%, costing the average household in some places up to $825 more per month. […]

If you long for a simpler life with less stress and more fun, then these 10 towns fit the bill. They show you can escape expensive city living without sacrificing culture or opportunity. Whether you’re retired or raising a family, these towns offer a high quality of life for less. Do you ever dream of […]

You’re seeing new headlines about it every day. Inflation is skyrocketing in 2022, with every new month reporting anywhere between 5% and 12%, depending on the source. In short, everything is much more expensive these days. From fuel costs to grocery bills, Americans are feeling the pinch in their wallets like never before. For retirees […]

If you’re thinking about moving to a new city, then you should consider several factors to determine if you’ll be happy there. In addition to economic indicators like the poverty rate and median household income, consider things like the crime rate. To help get you started, we’ve done the legwork and found 10 cities from […]

It’s payday! You look at your pay stub or bank balance to find the best surprise ever — you’ve been overpaid! It’s like the “Bank Error in your Favor” card in Monopoly. However, before you start making plans for how to spend your unexpected windfall, you should consider one sobering fact. Under U.S. federal law, […]

Budgeting is both an art and a science. A good budget can help keep people on track financially, enable them to save consistently for retirement, and ensure that they aren’t short of funds ahead of payday. However, while having a budget is a great idea in theory, the reality is that most people don’t manage […]

Many couples in long term, committed relationships are great at discussing the “big” stuff early on. These include views on marriage, children, religion, and politics (to name a few) – you know, the deal breakers. Unfortunately, one topic many couples tend to give short shrift to is money. With 78% of Americans living paycheck to […]

Food falls into a category known as “mandatory spending” in the personal finance world. We have to eat—it’s a fact of life. From a money management standpoint, buying groceries is a much wiser than eating out, as it costs far less to feed yourself than it does to pay someone else to feed you. Yet, […]