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David Ning

Experienced Finance Writer

David is a published author, entrepreneur and a proud dad. He firmly believes that anyone can build a solid financial foundation as long as they are willing to learn. He runs MoneyNing.com, where he discusses every day money issues to encourage the masses to think about their finances more often.

More from David Ning

How To Win a Home Bidding War

I haven’t really talked about this publicly before, but we had to win a bidding war to buy our house last year. To make matters worse, it was right before the onset of the pandemic, making everything that much more stressful. Luckily, we succeeded and my family now enjoys living in a bigger, newer home. […]

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10 minute read

young couple redecorating a house

How To Redecorate Your House On a Budget

I’m not sure if it’s because everyone has been stuck inside due to the pandemic or just a coincidence. Whatever the reason, it seems like everyone I know has recently been updating their homes. Whether it’s a minor or major redecoration, all this time indoors has spawned a bunch of amateur interior designers. If you’ve […]

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7 minute read

Couple buying home in escrow

The Dos and Don’ts of Escrow for New Homebuyers

Many people will tell you that you can’t really time the housing market. However, I can tell you that buying our home last year at the onset of the pandemic was one of the worst times. Dealing with the limbo period known as in that uncertain state of the world was extremely stressful. We can […]

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10 minute read

Woman at Farmers' Market

How To Save Money Shopping At The Farmers’ Market

Buying from a road-side produce stand or a locals farmer’s market is an amazing experience. They are some of the best options for getting fresh (and often organic) fruit, vegetables, meats, and other products, while still supporting local farmers. Farmers’ Markets are certainly a better choice for fresh, high-quality, in-season produce. The prices there are […]

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7 minute read

Family buying a new house

Should You Buy a House In This Market?

With record low interest rates and a once in a lifetime (hopefully!) pandemic forcing so many to stay home, the past year was the perfect time to become a homeowner for the first time. Or just to move into a new house. Now though, home prices are sky high and the market is red hot […]

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8 minute read

stock market short seller

How to Short a Stock: A Complete Guide

I first learned about short selling from my Dad. It was in the dot-com crash of the early 00s, when practically every investment was going down. Many people lost their savings because they plowed too much money into ridiculously-valued tech stocks. Looking back in retrospect, these stocks were already so high that they had no […]

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11 minute read

Young woman with extra cash

Personal Finance Myths You Should Stop Believing

Unfortunately, finances are not a subject in which most people get a thorough, practical education. We’re often left to our own devices. As a result, we often make some ill-informed decisions or come to faulty conclusions. Why can’t they just teach us about credit card debt or how to do our taxes in high school? […]

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10 minute read

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